Since 1991 Richard Breedwell has worked in the financial services industry with a focus on retirement income and investment planning. With a B.S. in finance from Golden Gate University in San Francisco, Richard has managed and owned his firm with offices in the Sacramento area since 1998, when he decided to become an independent financial planner held to the fiduciary standard. As a registered investment advisor, he is licensed to buy and sell market securities, but more than that, he specializes in holistic wealth building to help clients make better financial decisions by providing them with the tools, education materials, and allocation strategies they need. As a fiduciary held to the highest standards in the industry, he works alongside his son, Ryan, and the team at Capitol Planning Group to meet the individual needs of clients by providing unparalleled service in all the areas that can affect the outcome of your financial plan. This includes making better-informed decisions about market risk, taxes, Social Security, pension plans, 401(k) rollovers, long-term care, and legacy planning. Richard is a Dave Ramsey endorsed local financial planner as part of the Smartvestor program. When not running his company or meeting with clients in Northern California, he can be found spending time with his three kids and his wife of 31 years, Debbie Breedwell.
Finances are a big part of our lives. It is important to plan and make prudent decisions regarding our financial future. I can help you no matter where you are in life by taking small steps and setting up goals. I offer comprehensive Financial Planning, Retirement Planning, Income Planning, Social Security Planning, as well as Life Insurance. License number 0K65821.
Josh and his team have over 33 years of combined financial experience. Before helping individuals achieve their financial goals, Josh enjoyed assisting others as a life and music coach. Josh prides himself on being a national top producer and looks forward to helping many others in the future with all their financial needs.
Terri Sewell is a Financial Professional that listens. She builds successful retirement plans that focus on the goals and needs of each individual. She has more than 18 years of experience helping individuals to maximize their Social Security incomes, 401k rollovers, Pension Plans, Long Term Care, and Legacy Planning needs. Building a Stress-Free retirement is important, and Terri helps you get there. Contact Terri at firstname.lastname@example.org or 916-224-4662.
In the pursuit of your financial goals, it’s important to identify priorities, understand your options, and implement a strategy. My goal is to look at your needs from a holistic viewpoint to help you prepare a comprehensive financial plan. I enjoy helping my clients plan for social security, Income in retirement, Succession planning, and Life insurance planning.
Erika James, LUTCF
Life Underwriters Training Council Fellow Financial Professional
I started and operated Full Circle Finance and Insurance Services in Martinez, CA from 2002 to 2011. During this time, I worked with clients that were single, married, divorced, widow and widowers, to explore their options and provide direction for their individual needs. My passion is working with Baby Boomers - just like me, to prepare a roadmap for their pre and post retirement years.
Benjamin Franklin once said: “If you fail to plan, you are planning to fail!” Too many Americans fall into the latter category when it comes to their finances. I believe the reason for this is a lack of financial education. With a B.S. in Finance from Western Governors University, I am dedicated to educating my clients while helping them reach their financial goals. I can help you create a comprehensive financial plan and put your money to work for you.
I employ a holistic approach to ensure that your investments are working in tandem with each other. After determining your financial goals, every decision is made in service of those goals, leading to confidence and peace-of-mind in your finances. My specialties include cohesive financial planning, tax-diversified retirement planning, and life insurance.